- Undergrad degree (3 to 4 years)
- $7,000 to $10,000 a year
- Medical school, the MD (doctor of medicine), 3 to 4 years
- $15,000 to $28,000 a year
- MCAT (medical school admission test), applications, interviews
- $2,000 to $5,000
- MCCQE (the national medical exam) plus the Royal College urology exam
- $1,500 for the MCCQE, plus several thousand for the Royal College exam
- Malpractice fees once practising
- Tens of thousands a year, partly reimbursed
- Roughly, all in
- $74,000 to $165,000
Tuition, fees, exams and kit. Not rent, food or travel
The low end is a three year undergraduate degree at a cheaper university, a three year medical school at the lowest domestic tuition, and the exam fees: the MCAT (medical school admission test), the MCCQE (the national medical exam), and the Royal College urology exam. The high end is a four year degree, a four year medical school at 28,000 a year, and the same exams at their upper fees. Residency is paid, so those five years add no tuition, but most graduates still leave medical school owing 80,000 to 150,000. Malpractice coverage runs tens of thousands a year once you practise and is partly reimbursed, so it is a cost of working rather than of qualifying.
Typical debt at the end of medical school is $80,000 to $150,000. Residency pay slows the bleeding but rarely pays it off.