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Obstetrician-Gynecologist

Delivers babies and treats everything from fertility to cancer of the reproductive organs. Five years of residency, surgery, and babies at 3 a.m.

Typical pay
$340,000a year
Time to qualify
11 to 13 yearsafter high school
Demand
Very high
Licence needed
Yesregulated job

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  1. 1.MoneyWhat you earn and what it costs to get there.5 screens
  2. 2.EducationThe exact path from high school to qualified.4 screens
  3. 3.OptionalThings you don't need, but that help.3 screens
  4. 4.ExtrasDay to day, pros and cons, where you'd work.4 screens
  5. 5.FactoidsThings people don't tell you.3 screens

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Money

What you earn and what it costs to get there.

What ob-gyns make

Typical net

$340,000

Part-time or new

$250,000

Busy with heavy call

$500,000

CIHI (Canadian Institute for Health Information) reports average gross payments of about $435,000 a year for obstetrics and gynecology (2023 to 2024), with a median near $420,000. After office overhead and insurance most ob-gyns net roughly $300,000 to $380,000. Deliveries and surgery bill well. It varies by province and by how you bill.

During residency

$65,000 to $95,000

Salary across the 5 years of obstetrics and gynecology residency, rising each year

Paid employees with benefits and a union contract. Quebec pays the least, Alberta and Ontario the most.

The highest malpractice fees in medicine

Tens of thousands a year

Obstetrics is the riskiest specialty to insure

Fees to the CMPA (Canadian Medical Protective Association) for obstetrics are the highest of any specialty because birth injuries lead to the largest lawsuits. Provinces reimburse most of it, so the real hit to income is smaller than it looks.

What it costs to get there

Undergrad degree (3 to 4 years)
$7,000 to $10,000 a year
Medical school, the MD (doctor of medicine), 3 to 4 years
$15,000 to $28,000 a year
MCAT (medical school admission test), applications, interviews
$2,000 to $5,000
Licensing exam (the MCCQE, the national medical exam) and the Royal College certification exam
$1,500 for the MCCQE, plus several thousand for the Royal College exam
Roughly, all in
$73,000 to $166,000

Tuition, fees, exams and kit. Not rent, food or travel

The low end is a three year undergraduate degree and a three year medical school at the cheaper end of Canadian tuition, plus the MCAT (medical school admission test), the MCCQE (the national medical licensing exam) and the Royal College certification exam. The high end is four years of each at the priciest schools with the full range of application and exam fees. The five residency years are paid work and add no tuition. Most graduates leave medical school owing $80,000 to $150,000, and the interest on that borrowing is not counted in these numbers.

Typical debt at the end of medical school is $80,000 to $150,000. Five paid residency years help you pay it down.

Benefits

  • Pension only if salaried

    Most ob-gyns are self-employed. Ontario residents are in HOOPP (the Healthcare of Ontario Pension Plan) during training.

  • Union contract during residency

    Provincial residents' associations negotiate pay, call limits and leave.

  • Malpractice coverage

    Through the CMPA (Canadian Medical Protective Association). Expensive for obstetrics, mostly reimbursed.

  • Professional corporation

    Most provinces let doctors incorporate, which lowers taxes on money left in the business.

Education

The exact path from high school to qualified.

The path

Same road as every doctor, then 5 years that are half medicine, half surgery.

  1. 1

    High school

    Grades 11 and 12

    Top marks in biology, chemistry, math and English. You need a very high average for a science undergrad.

  2. 2

    Bachelor's degree

    3 to 4 years

    Any major works. Keep a GPA (grade point average) above 3.8, volunteer, do research. Write the MCAT (medical school admission test).

  3. 3

    Medical school, the MD (doctor of medicine)

    3 to 4 years

    Acceptance rates are 5% to 15%. Classes, then clinical rotations. You will deliver your first baby as a student.

  4. 4

    Obstetrics and gynecology residency

    5 years

    Matched through CaRMS (the residency matching service). Labour and delivery, caesarean sections, gynecologic surgery, fertility, cancer and ultrasound.

  5. 5

    Certification and licence

    End of residency

    Pass the Royal College exam to become FRCSC (Fellow of the Royal College of Surgeons of Canada), then register with your provincial College of Physicians and Surgeons.

High school courses that help

  • Biology and chemistry

    Required for nearly every pre-med path.

  • Calculus and functions

  • Physics

    Tested on the MCAT (medical school admission test).

  • English

    You will guide people through the best and worst days of their lives.

Time and money, at a glance

Years after high school
11 to 13
Med school acceptance rate
Roughly 5% to 15%
Residency match
Competitive, more applicants than spots most years
Total tuition
$90,000 to $150,000
Paid while training?
Only during residency

Heavily regulated

You need a licence from your provincial College of Physicians and Surgeons to practise, and Royal College certification in obstetrics and gynecology. It is counted as a surgical specialty. Midwives and family doctors also deliver babies in Canada, but only an ob-gyn does caesareans and gynecologic surgery. The Royal College credential is national, so moving provinces is mostly paperwork.

Optional

Things you don't need, but that help.

Fellowships that change the job

Each is 2 to 3 years after residency.

  • Maternal-fetal medicine

    High-risk pregnancies: twins, diabetes, babies with problems found on ultrasound.

  • Gynecologic oncology

    Cancer of the ovaries, uterus and cervix. Big surgery, chemotherapy, hard conversations.

  • Reproductive endocrinology and infertility

    IVF (in vitro fertilization) clinics. Often private, regular hours, well paid.

  • Urogynecology

    Pelvic floor and bladder problems after childbirth and with age.

Nice-to-haves before med school

  • Research experience

    Helps at some schools.

  • Doula or birth volunteering

    Shows you have seen a real birth and still want this.

  • French

    Opens Ottawa, New Brunswick and Quebec programs.

  • Fine motor skills

    Sewing, instruments, video games. Surgery rewards steady hands.

Gynecology only

Some ob-gyns stop delivering babies after 10 or 15 years and keep only the office and surgery side. No more 3 a.m. births, lower insurance fees, predictable hours. It is a common way to make the career last.

Extras

Day to day, pros and cons, where you'd work.

A typical day

Office days: 20 to 30 patients for prenatal visits, pap tests, heavy periods, menopause, fertility questions. Surgery days: hysterectomies and laparoscopies from 8 a.m. On call: you live on the labour floor for 24 hours, managing several labours at once, and when a baby's heart rate drops you have minutes to decide on a caesarean. Then you sleep, if you can.

The honest trade-offs

The good

  • You are there for the happiest moment of most people's lives
  • Mix of surgery, medicine and long-term relationships
  • High income and strong demand in every province
  • Real subspecialty options, from fertility to cancer

The hard parts

  • Babies come at night, on weekends and on holidays
  • When a birth goes wrong it is devastating and often ends in a lawsuit
  • Highest malpractice fees of any specialty
  • A decade of school and six figures of debt

Work life

Typical hours
55 to 65 a week including call
Remote work
None
Physical demand
High, long surgeries and 24-hour call shifts
Unionized
Residents yes, attending doctors no

Factoids

Things people don't tell you.

Roughly 350,000 births a year

Roughly 350,000 babies are born in Canada every year, almost all in hospitals. Ob-gyns attend the majority, with family doctors and midwives covering the rest.

Nearly 1 in 3 is a caesarean

Roughly 3 in 10 Canadian births are by caesarean section, up from about 1 in 5 in the 1990s. Every one of them is performed by an ob-gyn or a specially trained rural doctor.

Now mostly women

Obstetrics was once almost entirely male. CIHI (Canadian Institute for Health Information) counted about 2,600 ob-gyns in Canada in 2024, and 2 in 3 were women, one of the biggest shifts in any medical specialty.

Where these numbers come from

Last checked September 2026. Pay figures are typical full-time annual amounts in Canadian dollars, based on Government of Canada Job Bank wage data and published salary grids. They vary by province, employer and experience. Tuition is for domestic students.