- Undergrad degree (3 to 4 years)
- $7,000 to $10,000 a year
- Medical school, the MD (doctor of medicine), 3 to 4 years
- $15,000 to $28,000 a year
- MCAT (medical school admission test), applications, interviews
- $2,000 to $5,000
- MCCQE (the national medical exam), then two Royal College exams: general surgery and pediatric surgery
- $1,500 for the MCCQE, plus several thousand for each Royal College exam
- Malpractice fees once practising
- Tens of thousands a year, partly reimbursed
- Roughly, all in
- $79,000 to $175,000
Tuition, fees, exams and kit. Not rent, food or travel
The low end is three years of undergraduate study and a three year medical degree at cheaper Canadian schools, plus the MCAT (Medical College Admission Test), the MCCQE (Medical Council of Canada Qualifying Examination) and both Royal College exams, one in general surgery and one in pediatric surgery. The high end is four years of each at the most expensive schools with a longer application run. The seven or more years of residency and fellowship after medical school are paid, so they add fees and time but not tuition. Malpractice cover runs into tens of thousands a year once you are practising, which is a working cost rather than a cost of getting qualified.
Typical debt at the end of medical school is $80,000 to $150,000. Seven years of residency pay slows the bleeding but rarely pays it off.