- Undergrad degree (3 to 4 years)
- $7,000 to $10,000 a year
- Medical school (3 to 4 years)
- $15,000 to $28,000 a year
- MCAT (medical school admission test), applications, interviews
- $2,000 to $5,000
- MCCQE (the national medical exam) plus the Royal College exam
- $1,500 for the MCCQE, plus several thousand more for the Royal College exam
- Malpractice fees once practising
- $30,540 a year in Ontario in 2026, partly reimbursed
Roughly, all in
$73,000 to $167,000
Tuition, fees, exams and kit. Not rent, food or travel
The low end is a three year undergraduate degree and a three year medical school at the cheaper end of Canadian tuition, plus the MCAT (medical school admission test), the MCCQE (the national medical licensing exam) and the Royal College certification exam. The high end is four years of each at the priciest schools with the full range of application and exam fees. Residency and the usual one or two fellowship years are paid at roughly resident wages, so they add no tuition. The malpractice fees quoted in the tens of thousands a year are a cost of practising later, partly reimbursed, not a cost of qualifying.
Typical debt at the end of medical school is $80,000 to $150,000. Fellowships add another 1 to 2 years at roughly resident pay.