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Occupational Therapist

Help people do the everyday things illness or injury took away: dressing, driving, working, living at home.

Typical pay
$96,000a year
Time to qualify
6 yearsafter high school
Demand
Good
Licence needed
Yesregulated job

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  1. 1.MoneyWhat you earn and what it costs to get there.5 screens
  2. 2.EducationThe exact path from high school to qualified.5 screens
  3. 3.OptionalThings you don't need, but that help.3 screens
  4. 4.ExtrasDay to day, pros and cons, where you'd work.4 screens
  5. 5.FactoidsThings people don't tell you.4 screens

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Money

What you earn and what it costs to get there.

What occupational therapists make

Typical

$96,000

New grad

$75,000

Senior hospital or private assessor

$114,000

Job Bank's median is $46 an hour, about $96,000 a year full time, with a spread of roughly $36 to $55 an hour. Hospital OTs (occupational therapists) sit on the same union grids as physiotherapists. Private insurance and injury work bills higher.

Starting pay

$36 to $40 an hour

About $75,000 to $83,000 a year full time

Hospitals and home care agencies hire most new grads. Alberta and BC public jobs pay near the top of the range.

Private assessment work

$100 to $150 an hour

Billed for insurance assessments, home safety visits and return-to-work plans

In Ontario, car insurance rehab is a big private market for OTs (occupational therapists). Experienced assessors and small-firm owners earn well over $100,000.

What it costs to get there

Undergrad degree (4 years)
$7,000 to $10,000 a year
MScOT (master of science in occupational therapy, 2 years)
$10,000 to $18,000 a year
NOTCE (national occupational therapy certification exam)
$755 plus HST (harmonized sales tax)
Provincial college registration
$500 to $800 a year
Roughly, all in
$49,000 to $78,000

Tuition, fees, exams and kit. Not rent, food or travel

The low end is a four year undergraduate degree and a two year master of science in occupational therapy at the cheaper end of Canadian tuition, plus the NOTCE (the national occupational therapy certification exam) and your first year of provincial college registration. The high end is the same six years at higher tuition. The master's degree is required, so there is no shorter route into this job. Registration is an annual fee for as long as you practise, and clinical placements are unpaid.

Total tuition around $50,000 to $75,000. Similar to physio, and slightly less competitive to enter.

Benefits

  • Pension

    HOOPP (the Healthcare of Ontario Pension Plan) or a provincial equivalent in hospitals and home care.

  • Union grid and extended health

    In public jobs.

  • Daytime, weekday hours

    Few nights or weekends compared with nursing.

  • Part-time and contract options

    Easy to mix a hospital job with private work.

Education

The exact path from high school to qualified.

The path

A bachelor's degree, then a 2-year professional master's.

  1. 1

    High school

    Grades 11 and 12

    Biology, English, a social science. OT (occupational therapy) programs like both science and people skills.

  2. 2

    Bachelor's degree

    4 years

    Any degree with the prerequisites, usually anatomy, physiology, psychology and statistics. Kinesiology, psychology and health science are common.

  3. 3

    MScOT (master of science in occupational therapy)

    2 years

    Two years including about 1,000 hours of fieldwork in hospitals, community and mental health settings. Around 14 programs in Canada.

  4. 4

    NOTCE (national occupational therapy certification exam)

    After graduation

    A written national exam run by CAOT (the Canadian Association of Occupational Therapists). Required in every province except Quebec.

  5. 5

    Register with your provincial college

    A few weeks

    For example the College of Occupational Therapists of Ontario. Then you can use the title.

High school courses that help

  • Biology

    Anatomy and the nervous system come up constantly.

  • English

    You write a lot of reports and care plans.

  • Psychology or social sciences

    Mental health is a big part of the field.

  • Math

    Statistics shows up in the degree.

Time and money, at a glance

Years after high school
6
Master's admission
Roughly 15% to 25% of applicants; a GPA of 3.5 or higher is typical
Total tuition
$50,000 to $75,000
Paid while training?
No. Fieldwork is unpaid.

It is a regulated profession

Occupational therapist is a protected title in every province. You register with your provincial college after passing the NOTCE (national occupational therapy certification exam). Registration moves between provinces with paperwork. Quebec has its own order and exam requirements and works in French.

Where people study

Around 14 accredited programs in Canada. A few examples:

  • University of Toronto, McMaster, Western, Queen's, University of Ottawa

    Ontario

  • UBC (University of British Columbia)

    British Columbia

  • University of Alberta, University of Manitoba

    Prairies

  • McGill, Université de Montréal, Laval, Dalhousie

    Quebec and Atlantic Canada

Optional

Things you don't need, but that help.

Specialties that pay more or open doors

  • Certified hand therapist (CHT)

    An extra exam after 3 years of practice; hand clinics and surgeons pay for it.

  • Driver rehabilitation

    Assessing whether people with injuries or dementia can still drive. Specialized and in short supply.

  • Mental health

    Hospitals and community teams; a growing share of the profession.

  • Ergonomics and return-to-work

    Insurers, WSIB (Ontario's Workplace Safety and Insurance Board) and employers pay for this.

Nice-to-haves before you apply

  • Volunteer with seniors, kids with disabilities or a rehab unit

  • Shadow an OT (occupational therapist)

    Most programs want observation hours and ask about them.

  • Practical hands: building, sewing, fixing

    OTs (occupational therapists) adapt equipment and homes.

  • Patience

Home and community care

Many OTs (occupational therapists) work outside hospitals: visiting homes, assessing stairs and bathrooms, ordering wheelchairs and lifts. You drive a lot, work alone, and see the real conditions people live in. It pays about the same as hospital work and often comes with a car allowance.

Extras

Day to day, pros and cons, where you'd work.

A typical day

Hospital: assess a stroke patient's ability to dress and make a meal, fit a wheelchair, run a memory screen, then argue for a safe discharge at the team meeting. Community: 4 or 5 home visits across the city, measuring doorways, testing bath rails, teaching a caregiver. Evenings are for reports.

The honest trade-offs

The good

  • Strong demand and a broad range of settings
  • Done in 6 years, no residency
  • Daytime hours, mostly weekdays
  • Creative problem solving; every client is different

The hard parts

  • Few people know what OT (occupational therapy) is, so you explain it constantly
  • Heavy paperwork, especially in insurance work
  • Community work means driving and working alone
  • Pay plateaus around $100,000 unless you go private

Work life

Typical hours
37 to 40 a week, weekdays
Remote work
Some: virtual assessments and report writing
Physical demand
Moderate: lifting, transfers, home visits
Unionized
Hospitals and home care agencies yes, private no

Factoids

Things people don't tell you.

Occupation means daily life, not your job

In OT (occupational therapy), an occupation is anything you need or want to do: eat, dress, work, play, drive. The job is making those possible again.

Born from the First World War

Canada's first occupational therapy training started at the University of Toronto in 1918, to help wounded soldiers recover through work and craft.

Who decides if you can still drive

Occupational therapists run the driving assessments used after a stroke, brain injury or a dementia diagnosis. Their report can end or restore a person's licence.

Same pay grid as physio

In most hospitals OTs (occupational therapists) and physiotherapists are paid on the same union grid, and the two professions train and work side by side.

Where these numbers come from

Last checked September 2026. Pay figures are typical full-time annual amounts in Canadian dollars, based on Government of Canada Job Bank wage data and published salary grids. They vary by province, employer and experience. Tuition is for domestic students.