- Undergrad degree (3 to 4 years)
- $7,000 to $10,000 a year
- Medical school, the MD (doctor of medicine), 3 to 4 years
- $15,000 to $28,000 a year
- MCAT (medical school admission test), applications, interviews
- $2,000 to $5,000
- Licensing and certification exams: the MCCQE (national medical exam), then either the CCFP (family medicine) exam plus the CCFP-EM (family medicine emergency) exam, or the Royal College exam
- $6,000 to $12,000 depending on route
- Roughly, all in
- $74,000 to $169,000
Tuition, fees, exams and kit. Not rent, food or travel
The low end is a three year undergraduate degree at cheaper tuition, a medical school at the low end of Canadian fees, and the shorter family medicine route into emergency work. The high end is four years of undergraduate study, four years at an expensive medical school, and the longer Royal College of Physicians and Surgeons route. Residency is paid, so the training years after medical school are income rather than cost. Typical debt at the end of medical school is $80,000 to $150,000, and the admission test, applications and interviews alone run $2,000 to $5,000.
Typical debt at the end of medical school is $80,000 to $150,000. The shorter family medicine route gets you earning sooner. In 2026 the MCCQE costs $1,500, the family medicine exam about $4,500 and the emergency add-on exam about $6,300.