- Bachelor's degree, in-state public
- About $11,000 to $15,000 a year in tuition
- Medical school
- About $40,000 a year at an in-state public school, closer to $65,000 private
- MCAT (Medical College Admission Test)
- The exam fee, plus $3,000 or more on applications and interviews
- Licensing exams
- Three steps of the United States Medical Licensing Examination: $695, $695 and $955 in 2026
- Board certification
- Written and oral exams from the American Board of Neurological Surgery, taken during and after residency
Roughly, all in
$195,000 to $335,000
Tuition, fees, exams and kit. Not rent, food or travel
The training cost is the same as any other doctor, because the extra years are residency, which is a salaried hospital job rather than school. The low end is a community college start, a public in-state bachelor's degree and a state medical school at about $40,000 a year. The high end is a full four year bachelor's degree plus a private medical school near $65,000 a year, with the admission test, applications, the three national licensing steps and the neurological surgery board exams on top. What the numbers hide is time: seven years of residency on a resident's salary while interest builds, so the debt you graduate with is not the debt you finally repay.
Most graduates borrow, and the debt is large and grows through seven years of residency. Surgeon pay can clear it quickly once you finish, but not during the first decade.