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Home Inspector

Crawl through a house before someone buys it, then write down everything wrong with it.

Typical pay
$74,690a year
Time to qualify
1 to 3 yearsafter high school
Demand
Limited
Licence needed
Yesregulated job

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  1. 1.MoneyWhat you earn and what it costs to get there.5 screens
  2. 2.EducationThe exact path from high school to qualified.5 screens
  3. 3.OptionalThings you don't need, but that help.3 screens
  4. 4.ExtrasDay to day, pros and cons, where you'd work.4 screens
  5. 5.FactoidsThings people don't tell you.4 screens

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Money

What you earn and what it costs to get there.

What home inspectors make

Typical

$74,690

Starting out

$47,140

Busy owner-operator

$114,200

The national median is $74,690 a year and the bottom tenth start near $47,140. Read those carefully: the federal wage survey has no separate line for home inspectors, so it counts them inside Construction and Building Inspectors alongside salaried city code officials. Most home inspectors are self-employed and paid per inspection, so a slow housing market shows up in your income within weeks.

Starting out

$45,000 to $58,000

Your first year, working for an established inspection company

A first year on your own is usually worse than that, because nobody has heard of you yet. Most new inspectors either ride along with a busy firm or keep another job while they build referrals from real estate agents.

You get paid per house

Roughly $300 to $600

A typical single-family home inspection, more for a big or old house

Two or three inspections a day is a full day, because each one takes two to four hours on site plus an hour writing. Add-ons like radon testing, sewer cameras and pools are billed on top and are where a lot of the profit sits.

What it costs to get there

Training course, online or classroom
Roughly $500 to $3,000, and free through some association memberships
State license and exam fees, where the state has them
A few hundred dollars all in
Tools: ladder, flashlight, moisture meter, gas detector, infrared camera
$1,500 to $5,000
Errors and omissions insurance, which covers you if you miss something
Often $1,500 to $3,000 a year
Report software, website, vehicle
Ongoing, this is a small business
Roughly, all in
$2,300 to $11,500

Tuition, fees, exams and kit. Not rent, food or travel

The low end is an online training course, the state exam and licence fee where your state has them, and a basic kit of ladder, flashlight, moisture meter and gas detector. The high end adds a classroom course, an infrared camera, and the first year of errors and omissions insurance, which covers you if you miss something and runs $1,500 to $3,000 a year. That insurance, report software, a website and a vehicle are ongoing, because this is a small business rather than a job you are hired into. There is no federal grant for a private inspection course, though a Pell Grant can cover most of a community college construction program if you go that way first.

There is no big federal grant for a private inspection course. If you go through a community college construction program instead, file the FAFSA (Free Application for Federal Student Aid) first, because a Pell Grant can cover most of a community college bill.

What you get, and what you do not

Most inspectors work for themselves, so the usual job perks are on you.

  • You set your own schedule

    Inspections are booked around when buyers and agents can be there, which means some evenings and Saturdays.

  • No employer health insurance

    You buy your own, often through the federal marketplace at healthcare.gov.

  • No pension

    You save for retirement yourself, usually in an individual retirement account.

  • Low overhead

    A truck, a ladder and a laptop. You can start this business for less than the cost of one year of college.

  • Repeat referrals

    Real estate agents who trust you send work for years. That relationship is the whole business.

Education

The exact path from high school to qualified.

The path

Short and cheap compared with almost anything else on this site. The hard part is not the training, it is getting your first customers.

  1. 1

    High school diploma or GED (General Educational Development) test

    Grade 12

    Take construction technology, shop and any writing class you can. You will write for a living more than you expect.

  2. 2

    Learn how houses are built

    1 to 5 years, and it pays

    The best home inspectors come out of a trade: carpentry, roofing, electrical, plumbing or heating and cooling. You cannot spot a bad repair if you have never made a good one.

  3. 3

    Take an inspection training course

    Weeks to a few months

    Classroom, online or a mix. Courses cover structure, roofing, electrical, plumbing, heating and cooling, and how to write a report that holds up.

  4. 4

    Pass the exam your state requires

    Weeks of study

    Many states use the National Home Inspector Examination or their own version of it. Some states also require a set number of supervised inspections first.

  5. 5

    Get insured and start inspecting

    Ongoing

    Buy errors and omissions insurance, build a website, and introduce yourself to every real estate agent who will take a coffee.

High school courses that help

  • Construction technology or shop

    Framing, wiring and plumbing basics are the whole job.

  • English

    The report is the product. Badly written ones get inspectors sued.

  • Business or accounting

    You will almost certainly be self-employed.

  • Physics

    Moisture, heat movement and loads explain most of what goes wrong in a house.

Time and money, at a glance

Years after high school
1 to 3, counting trade experience
Admission
Open. No degree required anywhere
Total to get started
Usually $3,000 to $8,000 including tools and insurance
Paid while training?
Yes if you train by working a construction trade first

Who licenses this job

There is no national license and the rules change at every state line. Texas is strict: the Texas Real Estate Commission runs three levels, apprentice inspector, real estate inspector and professional real estate inspector, each with required courses, an exam and supervised experience. Other states have a license with lighter rules, and a handful have no state license at all. Where a state does not license, clients and real estate agents look at association credentials instead. Check your own state's rules before you spend a dollar on training.

Where people train

  • Association training

    The International Association of Certified Home Inspectors gives members over 1,000 hours of free online education and runs live classes at a purpose-built training house.

  • The American Society of Home Inspectors

    Runs continuing education, webinars and an annual conference, and awards the ASHI (American Society of Home Inspectors) Certified Inspector credential.

  • State-approved course providers

    In licensed states, only courses on the state's approved list count toward the license.

  • Community college construction programs

    The slower, cheaper way to learn how buildings actually go together.

Optional

Things you don't need, but that help.

Add-ons that raise your day rate

Each is a short course and a separate fee you can charge on top of the base inspection.

  • Radon testing

    Radon is a radioactive gas that seeps up from soil. Buyers in some regions expect the test on every house.

  • Sewer scope

    A camera down the main drain line. Cheap to add, finds expensive problems.

  • Wood-destroying insect inspection

    Termites and carpenter ants. Required for some loans.

  • Infrared camera work

    Finds hidden moisture, missing insulation and overheating circuits.

  • Mold and air quality sampling

    Extra training and lab fees, but a common request.

Nice-to-haves

  • A clean driver's license and a reliable truck

    You drive to every job and carry a long ladder.

  • Comfort in tight, filthy spaces

    Crawlspaces have spiders, rodents and standing water. This is not optional.

  • Photography

    Clear photos make a report readable, and they are your defense if somebody argues later.

  • Calm delivery

    You are telling people the house they love has a $12,000 problem, with the seller standing right there.

Where else this license goes

Home inspection sits next to several related jobs you can add or switch into. New construction phase inspections mean checking a builder's work at the framing and pre-drywall stages for the buyer. Insurance companies pay for roof condition and four-point inspections. Commercial property assessments pay more per job and involve bigger buildings. Some inspectors move the other way and take a salaried city building inspector job for the pension and the steady hours.

Extras

Day to day, pros and cons, where you'd work.

A typical day

Two inspections, morning and afternoon. You arrive before the buyer, start on the roof, then the exterior, then work down through attic, living space, crawlspace and mechanical room. Three hours of photographs, notes, testing outlets and running every faucet. The buyer and their agent show up for the last half hour and follow you around asking questions. Evening is report writing: 40 pages with photos, delivered the same night because the buyer has a deadline.

The honest trade-offs

The good

  • Cheap and fast to get into compared with a degree
  • You run your own business and keep your own schedule
  • Every house is different, so it never gets boring
  • Real skills that transfer to building inspection or contracting

The hard parts

  • Your income rises and falls with the housing market
  • Crawlspaces, attics in July, roofs in the rain
  • You can be sued for what you missed, so insurance is not optional
  • You spend as much time selling yourself to real estate agents as inspecting

Work life

Typical hours
Flexible, but includes evenings and Saturdays
Remote work
Report writing yes, inspecting no
Physical demand
High: ladders, roofs, crawlspaces
Unionized
No, almost everyone is self-employed

Factoids

Things people don't tell you.

You report, you do not repair

Standards of practice bar an inspector from fixing what they find, and in many states from bidding on the repair work. The whole value of the job is that you have no reason to invent a problem or hide one.

The job is not growing

The United States Department of Labor career profile rates the outlook for construction and building inspectors, the group home inspectors are counted in, as below average with employment expected to decline. Openings come mostly from people retiring.

There is a training house built to be broken

The International Association of Certified Home Inspectors runs a building it calls the House of Horrors, deliberately full of defects, so inspectors can practice finding them without wrecking somebody's real home.

Texas has three inspector licenses, not one

In Texas you start as an apprentice inspector under direct supervision, move to real estate inspector, and only reach professional real estate inspector, the level that lets you work with no sponsor, after more education, more experience and another exam.

Where these numbers come from

Last checked September 2026. Pay figures are typical full-time annual amounts in United States dollars, based on Bureau of Labor Statistics wage data and published pay scales. They vary by state, employer and experience. Tuition is for in-state students at public schools unless the card says otherwise.