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Help that costs little or nothing

• Small business enterprise centres

  Free advice and workshops in many Ontario cities. Other provinces have similar centres.

• Futurpreneur mentors

  Matched one-on-one mentoring for young founders, alongside the loan.

• College continuing education

  Short, cheap evening courses in bookkeeping, marketing and business law.

• University and college incubators

  Programs such as the DMZ (a startup incubator) at Toronto Metropolitan University give space, advice and contacts to student and alumni founders.