Education · 1 of 4

The path

A degree, product licences, then a planning credential earned while you work.

  1. 1

    High school

    Grades 11 and 12

    Math, business, accounting, and anything with presenting. You will explain money to nervous people for a living.

  2. 2

    Bachelor's degree

    4 years

    Business, commerce, economics or finance. Job Bank says a degree is usually required, and FP Canada (the national certification body) expects post-secondary education for its top credential.

  3. 3

    Get licensed to sell

    A few months

    A mutual funds course and the LLQP (Life Licence Qualification Program) for insurance. Usually done in your first months on the job.

  4. 4

    QAFP (Qualified Associate Financial Planner)

    1 to 2 years

    FP Canada's entry credential: coursework, an exam and about a year of experience.

  5. 5

    CFP (Certified Financial Planner)

    About 3 years

    The full credential: more coursework, a national exam and about 3 years of qualifying work experience.